Investors Clinic Has A Dedicated Loan Assistance Department

Housing loan and real estate goes hand in hand in 99% of the cases in India. Taking a loan is always a better option if we are considering real estate as an investment option. How loan helps to build up your assets is not a kind of rocket science that is difficult to comprehend. It is a well understood fact that financial institutions provide the requisite financial support, against which they charge interests, once the money is repaid along with the interest, the objects held as mortgage is released. It is always a double whammy when we are referring to investments in the real estate sector because the price value of a property increases at a meteoric pace. At the end of the day an investor is always left with better returns even after paying the interests. Investors Clinic a leading real estate consultancy firm has bifurcated its loan assistance department into four parts; that accordingly serves four different types of clients namely self employed, resident Indians, non resident Indians and merchant navy professionals. In this article we will exclusively look into the nitty gritties that a proprietorship firm has to undergo in order to avail a housing loan through Investors Clinic.

Heres a lowdown on the different types of loans that are currently available in India

Home Purchase Loans
Home Improvement Loans
Home Construction loans
Home Extension Loans
Home Purchase Loans
Home Conversion Loans
Balance Transfer Loans
Bridge Loans
Refinance Loans
Stamp Duty Loans
NRI Loans

Heres a lowdown on the requirements for a proprietorship company to avail a loan through Investors Clinic

Last 3 Years ITR + Computation of Income + Balance Sheet + P&L Account + Schedules, duly certified by CA, of the Company.
Bank Statement for latest 6 months of all Current Account of Company & of all Savings Account of Individual.
Provisional Balance Sheet & P&L Account for the Latest Year.
Advance Income Tax Challans copy for last One year.
Advance Sales or Service Tax Challans copy for last One Year.
Company Profile with Major Client List on Companys Letterhead.
Copy of Sanction Letters, if Company has availed any CC or OD Limit, etc.
Details of all the obligations running either on the Companys name or on Individuals name.
Date of Birth Proof of all the applicants.
Current Residence & Office address proof.
One Photograph of all the applicants.
Admn. Fees cheque leaf: 0.5% of the Loan Amount plus Service tax.
Application form duly filled and signed by all the applicants.